39% of equipment finance brokers plan to increase origination in Q1 2026, yet fewer qualified leads remain their top constraint. Our broker survey and 2025 funding data reveal exactly where lenders are deploying capital now: specialized infrastructure equipment, non-cyclical manufacturing, and established professional services. Stop competing in oversaturated verticals, discover which deal types are actually funding.

Business owners who passed on equipment financing earlier in the year are making decisions differently in Q4. With actual year-end numbers, finalized budgets, CPA-driven tax planning, and shifting cash flow needs, many “approved-expired” deals are now viable again. The opportunities sitting in that folder may be your strongest Q4 wins if you revisit them with the right context.